This site explains how the UK pension system fits together, sets out
recent pension reforms and highlights the risks and challenges.

Click on the buttons above to learn more about:

 

  • Overview of the system – explains how the state pension, public and private pensions work in the UK, and the roles of public bodies involved in pension provision.

  • Reforms to the system – sets out the major government pension reforms since 2010.

  • Systemic challenges – summarises the National Audit Offices (NAOs) view of the systemic challenges and risks across the pension landscape.

While this website provides an overview of pension reforms, it is not intended as guidance and does not provide advice to individuals on their specific circumstances.

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Designed by the National Audit Office 2016 © All rights reserved

Designed by the National Audit Office 2016 © All rights reserved